Roth Ira 2024 Contribution Limits For Married Couples. If you file taxes as a single person, your modified adjusted gross income (magi) must be under $153,000 for tax year 2023 and $161,000 for tax year 2024 to contribute to a roth ira, and if you’re married and filing. You can leave amounts in your roth ira as long as you live.

Stay up to date on any changes to the irs deferral limits; For 2024, roth ira contributions are not allowed for single filers with a modified adjusted gross income (magi) of $161,000 or more or.